Senior Financial Analyst

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

 Join Team Amex and let's lead the way together.

This role is an essential member of the International Card Services Rewards Finance team within the Rewards Center of Excellence. Our ream is responsible for all aspects of the rewards expense for the International Card Services segment. The role combines both financial planning as well as decision support analytical responsibilities. In this role, you role need critical thinking skills to analyze rewards strategies along with the communication skills to present that analysis to senior leadership. You will own the analytical models for Rewards optimization strategies that drive profitability in the fast growing international segment of American Express.

Responsibilities:
 

• Own the Bank Repricing and Reserve model to accurately forecast this expense figure for all 26 proprietary international markets.
• Own the model for Rewards management actions decision support for cost-benefit analysis of strategic initiatives
• Communicate key driver of Rewards expense performance and forecast risks and opportunities
• Collaborate with ICS LFO teams both across the world and the central ICS finance team. Collaborate with ICS business teams to align on the best strategies.

Minimum Qualifications

• Self-starter, strong organizational skills
• Minimum 2 to 3 year of experience in finance required.
• Demonstrated excellent strategic thought leadership skills, as well as strong financial and analytical skills.
• Solid understanding of financial statements, and valuation skills (DCF, ROI, etc.)
• Ability to create and maintain financial and economic models.
• Highly motivated individual with desire to work on ambiguous projects and the ability to break down complex ideas into understandable and actionable messages.
• Ability to build relationships with business partners, and influence decisions with sound logic and analytics.
• Exceptional analytical skills and ease with complex data sets, including advanced Excel.
• Clear communication skills – verbal, written and through presentations. Ability to break down complex ideas into understandable and actionable messages.
• Effectively manages multiple priorities and tight deadlines.
• Minimum bachelor’s degree required in finance or related.
•  

Preferred Qualifications

• Programming knowledge is a preferred (SQL).
• Any card economics knowledge is a plus.

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries 
• Bonus incentives 
• 6% Company Match on retirement savings plan 
• Free financial coaching and financial well-being support 
• Comprehensive medical, dental, vision, life insurance, and disability benefits 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.