Junior Credit Analyst - Commercial Lending
Job description
Entry level Commercial Bank Lending Job responsible for assisting the Corporate Lending Department in the processing, underwriting and closing of Commercial Real Estate, Commercial & Industrial and Construction Loans.
Summary of Job Responsibilities:
· Performs financial statement, tax return and financial ratio analysis.
· Assist in the maintenance and servicing of the existing loan portfolio.
· Review appraisal/environmental reports, preliminary title reports, purchase agreement/escrow instructions, credit reports and other third-party reports necessary for loan underwriting.
· Visit new loan prospects and existing Borrowers with Relationship Managers and other Business Development personnel.
· Collect Financial Information from Borrowers
· Prepares Credit Approval Memorandums (CAM) for new loans, renewals/extensions and/or loan modifications
· Ensures the integrity and completeness of the credit files before ordering loan documents
· Review Loan Documents before executions by the Borrowers
· Performs other duties or assignments as instructed.
Qualifications:
- College degree in accounting, finance or business preferred.
- Ability to work effectively in a fast paced, high production environment.
- Strong analytical skills
- Organized and detail oriented.
- Excellent verbal and written communication skills.
- Bilingual English and Mandarin preferred.
Physical Requirements: Ability to sit for extended periods and operate a computer for extended periods; ability to communicate effectively, verbally and in writing; ability to occasionally lift up to 10 lbs (e.g., files, supplies). Reasonable accommodation will be considered for individuals who cannot perform these functions without accommodation.
Location: 19036 Colima Road, Rowland Heights, CA 91748
Job Type: Full-time
First General Bank is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, protected veteran status, or any other characteristic protected by law. If you require a reasonable accommodation to complete the application process, please contact Helen Yeung, AVP / HR & Admin Officer, at hyeung@fgbusa.com